Medical Insurance for Seniors
Our comprehensive medical insurance plans are specifically designed to meet the unique healthcare needs of seniors, providing peace of mind and financial security.
We offer extensive coverage options including hospital stays, doctor visits, prescription medications, and specialized treatments. Our plans adapt to your changing healthcare requirements as you age.
Key benefits include no upper age limit for enrollment, coverage for pre-existing conditions after a short waiting period, and access to our nationwide network of healthcare providers.
Our Comprehensive Coverage Options
Hospitalization Coverage
Full coverage for inpatient hospital stays including room charges, nursing care, and surgical procedures. We cover both private and semi-private rooms based on your preference.
Prescription Drug Plans
Affordable medication coverage with tiered pricing options. Our formulary includes thousands of brand-name and generic drugs with mail-order options for maintenance medications.
Preventive Care Services
Annual wellness visits, screenings, and vaccinations at no additional cost. Early detection programs for common age-related conditions like diabetes, osteoporosis, and cardiovascular disease.
Specialized Senior Benefits
We go beyond basic medical coverage to address the complete wellness needs of our senior clients.
- 24/7 telehealth services with senior-friendly technology
- Home healthcare and rehabilitation services
- Medical equipment and mobility aid coverage
- Dental and vision care add-on options
- Alternative therapy coverage (acupuncture, chiropractic)
- Emergency medical evacuation services
Long-Term Care Insurance Solutions
Protect your assets and maintain your independence with our specialized long-term care coverage options.
In-Home Care Coverage
Comprehensive coverage for professional caregivers to assist with daily living activities in the comfort of your own home. Includes personal care, meal preparation, medication reminders, and light housekeeping.
Assisted Living & Nursing Home
Financial protection for residential care facilities, covering room and board, personal care services, and skilled nursing care. Flexible benefit periods and elimination periods to suit your budget.
Supplemental Insurance Products
Enhance your primary coverage with these valuable supplemental plans designed specifically for seniors.
Critical Illness
Lump-sum payment upon diagnosis of covered conditions like cancer, stroke, or heart attack to help with unexpected expenses.
Hospital Indemnity
Daily cash benefits during hospital stays to help cover out-of-pocket costs not covered by primary insurance.
Accident Protection
Financial assistance for injuries from falls or other accidents common among seniors, including rehabilitation costs.